You spent decades building it. You get one chance to convert it into income and legacy that last.
I help professionals approaching retirement and business owners preparing to exit make the decisions that determine the next thirty years. The mistakes made in this window are usually permanent. My job is to make sure you do not make them.
Approaching retirement
You have saved well across 401(k)s, IRAs, and brokerage accounts. Now the question changes. How do you turn it into reliable income, manage taxes, time Social Security, and make it last? Saving and spending are two different disciplines. I specialize in the second one.
Retirement income planningExiting a business
Most owners get one exit. The decisions you make in the three to five years before the sale, on what the exit must provide, who belongs on your team, and what comes next, determine what you actually keep. I am a Certified Exit Planning Advisor and I help owners prepare long before the letter of intent arrives.
Business exit planningWhen your situation has outgrown simple answers
My clients tend to come to me when their situation has outgrown simple answers. Multiple accounts. A concentrated position. A business that represents most of their net worth. Pension decisions that cannot be undone.
If that sounds familiar, you are the person I built this practice for.
Twenty years in this industry
I have spent twenty years in financial services, across some of the largest firms in the country and through every kind of market. I hold the ChFC®, RICP®, and CEPA designations, and I am a five-year member of the Million Dollar Round Table with three Top of the Table qualifications and four Court of the Table qualifications. Top of the Table represents the top one percent of MDRT members worldwide.
After twenty years of these conversations, the mistakes are predictable. They are also preventable.
